You earn points for any purchase transactions using Ajwaa credit card and based on the card type as follows:
| Card Type | Local | International |
| Ajwaa Infinite | 2.5 points for every SAR 1 on a purchase transaction | 3.50 points for every SAR 1 on a purchase transaction |
| Ajwaa Signature | 2.25 points for every SAR 1 on a purchase transaction | 3.0 points for every SAR 1 on a purchase transaction |
| Ajwaa Platinum | 1.5 points for every SAR 1 on a purchase transaction | 2.25 points for every SAR 1 on a purchase transaction |
| Ajwaa Plus | 1.5 points for every SAR 1 on a purchase transaction |
2.25 points for every SAR 1 on a purchase transaction. Quarterly Bonus Points: Earn 15,000 quarterly bonus points upon spending 10,000 on international transactions every 3 months (max 60,000 bonus points yearly). To view the mechanism for rewarding the bonus points, click here. |
| Ajwaa Digital | 0.5 points for every SR. 1 spent | 1 points for every SR. 1 spent |
Spend more using your Ajwaa credit card and earn more points, but no points will be earned for the ATM cash withdrawals and cash transfer from your Ajwaa card to current account or for SADAD transaction or GAZT, government payments, charities, utilities, SADAD payment transactions, fund transfer from cards and cash withdrawals, funding electronic wallets, Auto dealers transactions, and Petrol stations transactions, education and telecom.
* 0.5 point will be awarded for every 1 SAR spent at selected local merchant categories, including:
Transportation Services /Variety Stores /Grocery Stores and Supermarkets / Candy, Nut and
Confectionery Stores / Miscellaneous Food Stores – Convenience Stores and Specialty Markets /Ready To-Wear Stores /Family Clothing Stores /Eating Places and Restaurants /Fast Food Restaurants /Gift, Card, Novelty and Souvenir Shops /Cosmetic Stores /Automobile Rental Agency/ Taxicabs and Limousines.
To view merchant categories , click here